Perspectives

For many Americans, the only thing standing between financial ruin and peace of mind is an umbrella insurance policy. What is umbrella insurance, and why do you need it?... Read More

Are you about to let AI write something very important for you? Something like that blog post about the new service, that mass email apologizing for sending duplicate bills, or an article for your industry’s most-respected publication? Please do us both a favor and stop.... Read More

In 1987, after working for years at an Indiana-based engine and transmission remanufacturer, my partners and I bought the company. We grew it significantly, over nearly 20 years, when private equity and publicly-traded strategic buyers came calling.... Read More

While the idea of a 50-year mortgage may sound bizarre, it’s being suggested as a potential way to ease the financial pressures many buyers face in today’s housing market. But, does the longer mortgage period make sense?... Read More

Health care real estate development has undergone a quiet but profound shift in recent years. The days of thinking exclusively in terms of large, single-site hospitals are behind us as health systems increasingly embrace decentralized, community-based outpatient facilities like urgent cares, freestanding emergency departments and multispecialty medical office buildings.... Read More

During a recent all-team lunch and learn, our company’s managers called more than 50 previous clients simply to follow up on their projects and say thank you. We left voicemails for most, but a handful answered the phone. ... Read More

At the heart of community well-being lies a simple truth: health is more than what happens in a doctor’s office. It is shaped by our relationships, our environment, and the support systems that surround us.... Read More

Compensation is often seen as one of the more sensitive areas of business. It’s personal, it’s powerful, and it impacts almost every aspect of employee satisfaction and retention. As organizations look to build stronger, more transparent work environments, establishing a clear compensation strategy is essential.... Read More

Are you overlooking or underutilizing your health savings account? How do you maximize the sacred triple tax benefit?... Read More

Behind every “open” sign is an owner juggling tight labor markets, rising costs, new technology, and shifting customer expectations. That’s why local partnerships—from chambers and mentors to community lenders—matter more than ever.... Read More

I’ve spent most of my career at the local level working alongside first responders, small-town mayors, school officials and families who just want their roads paved and their neighborhoods safe. In local government, we don’t have the luxury of playing politics.... Read More

The so-called “One Big Beautiful Bill Act,” or OBBBA, signed into federal law on July 4, 2025, carries significant impact for total rewards for both employees and employers. Here is a closer look.... Read More

As a veteran, I hear, “Thank you for your service,” often. It’s a phrase that humbles me and reminds me that I don’t feel I did enough. I know many who gave more, who sacrificed more, who are more deserving of the compliment.... Read More

With a few clicks and a change in which credit card I was using, I was able to make adjustments that will earn my family an extra $500 in rewards over the next twelve months.... Read More

As a successful business owner, you've dedicated years to building your company and creating value for your employees and community. Now, as you look toward your own retirement horizon, you may be discovering that traditional retirement savings vehicles like 401(k) plans simply aren't sufficient to fund the retirement lifestyle you've envisioned. ... Read More

When the leadership team of a niche manufacturer first looked closely at their marketing, they saw a story that did not match the reality of their business. Their product was versatile, widely adopted across industries, and respected by dealers and OEMs alike. ... Read More

Most every company is trying to figure out if, when, and how AI can be of benefit to them and, even more importantly, what negative effect their firm might face as this superpower continues to be developed with no apparent termination point in sight.... Read More

Lead exposure is a silent but significant public health challenge in Indiana. Unlike many health risks, you cannot see, smell, or taste lead. Yet, once it enters the body, it can have life-altering consequences particularly for children and expectant mothers.... Read More

Changes coming to Medicare in 2026 are designed to make health care more affordable and easier to navigate – but understanding what’s new can help you make the most of your benefits.... Read More

As a long-time legislator and chair of the Indiana Black Legislative Caucus, I know first-hand the issues plaguing Hoosiers. Every day, Indiana residents are struggling with rising costs of living, higher utility bills and sky-high health care costs.... Read More