How the Fed determines the federal funds rate

The federal funds rate is the interest rate the Federal Reserve allows banks to charge for lending to and borrowing from each other overnight. While the federal funds rate does not directly impact the average person, its indirect effects can be dramatic especially in today’s complicated economic times.... Read More

What SB 1 gets wrong about local control

Indiana’s Senate Bill 1 has been presented as property tax relief. But for those working in and with local governments, its real impact is more concerning: the law imposes new constraints on cities, towns, counties, and school districts, weakening their ability to plan responsibly, respond to local needs, and deliver basic services.... Read More

Back to the hall: Honor champions of Indiana’s natural heritage

A couple of years ago, I proposed that Indiana revive its Conservation Hall of Fame to honor the work of people who have protected Indiana’s natural places. Launched by the Indiana Natural Resources Foundation in 2009, the initiative honored only three classes before the naming of inductees stopped. I’m back to advocate again for the Hall of Fame’s revival, offering another list of people who should be recognized for their impact.... Read More

Land contracts: An alternative financing option

You’ve probably heard the term, but do you know what a land contract really is? Instead of “For Sale by Owner,” it’s more like “Financed by Owner.” While this type of financing isn’t as common, there can be some benefits to both buyers and sellers when executed well. ... Read More

Attracting talent to Indiana: What really matters?

For government and business leaders alike, the numbers are challenging. In addition to sufficient capital, an available and qualified workforce represent key factors in growing a region. So how can Indiana compete and grow, especially regarding talent acquisition and retention?... Read More

Strong American leadership in the world helps Indiana

We are a state rooted in agriculture, manufacturing, and strong family values. What happens in the broader world, though, should not be dismissed as distant. Cutting international assistance will directly harm our farmers, our businesses, and our families. As Hoosiers, we should be deeply concerned.... Read More

Considering an annuity? Read this first

While annuities can offer valuable benefits—such as guaranteed income or principal protection—they can also come with high fees and commissions that may lead to buyer's remorse. Here's what you should know before purchasing an annuity.... Read More

Weathering the storm: Why smart companies keep marketing through a recession

We live in chaotic economic times, and decisions made by the current administration have everyone from big-company CEOs to the Fed’s leadership warning that we’ll soon move into a recession. As someone who’s helped clients navigate multiple downturns over the years, I can tell you this: when it comes to marketing, your smartest move is to stay the course.... Read More

Grow your business: Making good managers better

Simply put, Google wanted to develop their managers. Project Oxygen, as it is known, began as an idea in 2008, ultimately launching in 2009. Since then it has become a classic study of leadership characteristics for being an effective manager.... Read More

Will equal pay efforts fall victim to the DEI purge?

Today, many companies of all sizes are dialing back or eliminating DEI (Diversity, Equity & Inclusion) initiatives. Naturally, this brings deep concern for affected, historically-marginalized workers. It also raises this critical question: Will pay equity – that is, equal pay for all – be collateral damage in this societal shift?... Read More

The strategic value of competitive intelligence in business and marketing

I recently met with the CEO of a mid-sized manufacturing company producing industrial components for the automotive sector. Despite years of building a strong reputation, expanding production, and maintaining solid customer relationships, sales were stagnating, margins were shrinking, and competitors were winning deals that should have been his... Read More