Perspectives

The loss of a spouse or life partner is traumatic, especially during the holidays.  Research indicates that deaths increase during the holiday season and winter months, but there is no significant known factor... Read More

Black History Month's annual African American history and culture celebration take place each February. This month is a source of inspiration as it celebrates our unique history and accomplishments from the past. The importance of Black History Month in today's time is significant, as it is the perfect opportunity to acknowledge the past and bring awareness to the present circumstances of Blacks in the U.S.... Read More

This February – American Heart Month – our theme at the American Heart Association is “Be The Beat.” With more than 350,000 people suffering sudden cardiac arrest every year in this country, we want you to Be The Beat for them until EMS arrives.... Read More

Best selling author Harvey Mackay asked a successful salesperson friend of his how many calls he made on a prospective customer before he gave up. His friend told him, “It depends on which of us dies first.” While selling is truly an art, there are some guidelines that can help you and your company improve the top line.... Read More

During an interim study committee last fall, legislators convened to hear stakeholder testimony regarding prior authorization in Indiana. Requiring prior authorization from a patient’s health payer before receiving some medical treatments or procedures ensures that patients receive the care they need and protects against duplicative care and unnecessary procedures. It is not without controversy. ... Read More

It may be the start of a new year, but we’re not going to discuss resolutions. Too many bad connotations for great intentions and disappointing results. Or is that just me? Instead, let’s talk about a few financial items to think about as the year commences. Is that similar to resolutions? Yes, but it’s all about branding.... Read More

We all grew up learning knowledge is power. That’s true. Knowledge is at the very center of everything we do for our clients and is the engine driving all of our business processes, allowing us to maximize our value to our clients.... Read More

A famous man quoted the Russian proverb, “Doveryai no Proveryai.” Translated it means trust but verify. Experience has taught me that’s a sound piece of advice for business leaders, too.... Read More

The way we work looks drastically different today than it did three years ago. Many of us spent 2022 adjusting to updated hybrid or fully remote work models as others returned to offices full-time. ... Read More

Noncompete agreements, which are agreements that prohibit an employee from working for a competitor or in the same industry for a specific period of time after the employment relationship ends, have historically been limited to a small group of key employees.... Read More

As a Wealth Advisor, I've reviewed hundreds of client tax returns over the years. Unfortunately, even as tax prep software evolves, several common mistakes prevail and every year I catch a few. So how can you avoid these common (and costly) errors?... Read More

Inflation has hit all Hoosiers hard, and consumers are bracing themselves for rising costs across all industries. Unfortunately, the healthcare industry is no different. Nationwide, employers expect significantly higher healthcare costs and outsized premium increases in 2023.... Read More

In his State of the State address last week, Governor Holcomb hailed an unprecedented economic development hot streak for Indiana – six consecutive years of record-breaking capital commitments, including $22 billion in 2022.... Read More

Recent pay transparency regulations across the United States highlight the value and impact of creating pay scales that define the hourly or annual salary range an employer reasonably expects to offer to pay for a position. Together, various ranges are typically organized to create a formal pay structure that includes grades and integrated ranges of pay that include minimums, midpoints and maximums. ... Read More

Mark Twain’s take on prevarication remains as accurate today as when he penned it: “There are three kinds of lies: lies, damned lies, and statistics.” We live in an age in which we’re overwhelmed by information, and a large share of what we consume is in the form of statistics. ... Read More

Recently we have seen notable changes involving 529 Plans. Those changes relate to naming or changing the account owner and the beneficiary. But now, a 529 plan can help fund Roth IRAs! This means it is more important than ever to understand the impact of titling a 529 Plan. ... Read More

Business trends continue to evolve quickly, especially since COVID-19. In-office and home office needs are now the same in terms of bandwidth, functionality and security. Cyberattacks are on the rise with small businesses becoming just as much a target as large corporations.... Read More

There are a lot of gloomy headlines regarding the economy, and Indiana businesses are watching the skies for signs of an impending storm. Thankfully, a majority of the business owners I’ve talked to say they can survive an economic shock with what I call a “fortress balance sheet.”... Read More

The future is uncertain, but you can ensure your family and loved ones are taken care of with estate planning. Estate planning is a critical component of financial planning for the future. ... Read More

Not-for-profits will typically target businesses first when trying to raise funds for an event or project. That may be advantageous if seeking a major sponsorship. However, I tell groups business donations are not the donations on which they need to depend or be seeking on a long-term basis. ... Read More