When you engage in the financial planning process, one of the most important elements is contingency planning or preparing for the unexpected. Life doesn’t always play out the way you would like and pivoting from the current plan to the new reality can be overwhelming.... Read More
Loan interest rates are rising. At the same time, interest earnings on savings accounts and CDs aren't exactly setting the world on fire! So what if a family member offers to finance your upcoming purchase instead of using the bank? The borrower avoids dealing with traditional financing and the interest paid stays in the family. Sounds like a win-win, right?! Not so fast. ... Read More
Are you buried in paper? If “junk” mail is overtaking “real” mail, maybe it’s time to take control. Opt-out of the unnecessary mailbox clutter; get bills electronically; and regularly purge your paper files.... Read More
In the market for a new car? Before you give your next car purchase the green flag, you might want to take the time to run the numbers on an electric vehicle. ... Read More
In 2007, the Public Service Loan Forgiveness program was created to help public servants pay off their student loans after ten years. Fast forward 15 years, and that program is getting a makeover. Are you eligible? ... Read More
As a financial planner, I can’t tell you the number of times I’ve heard, “I think we’re making good decisions, but I don’t really know.” In that situation, it’s hard to feel confident you are doing th... Read More
If you are a parent receiving your Child Tax Credit as monthly payments in advance of filing your 2021 tax return, be cautious. You may be required to pay some or all of the money back to the federal... Read More
Travel is picking up again as those postponed trips from 2020 are finally happening. One thing in the back of many people’s mind is – what if something happens and we can’t go? When packing the sunsc... Read More
Parents working from home. Kids learning at home. Help needed! So, you hired a nanny to reduce the pandemic chaos. What a relief! But did you think about the tax issues involved? With tax deadline... Read More
Job loss due to the pandemic resulted in an unprecedented number of unemployment claims across the country. Unfortunately, some of those claims have been determined to be fraudulent. Cybercriminals do... Read More
