When people ask me what excites me most about my upcoming retirement, I tell them I’ll finally have a chance to organize my sock drawer. The expressions I receive in return suggest I must not have understood the question.... Read More
One of the most important banks doing business in the Hoosier state doesn’t have a single retail customer, and you’ve probably never heard of it. It’s the Federal Home Loan Bank of Indianapolis, one of 11 regional banks across the nation operated as...... Read More
The Federal Deposit Insurance Corporation (FDIC) is one of our government’s most successful programs. In fact, it’s so successful most Americans aren’t really sure of what it does or how it works.... Read More
If you’re cautious about reacting to emails and online messages promising incredible offers or tax refund opportunities, good for you. It’s prudent to be careful. But if you’ve dismissed something known as ERC as being too good to be true, you may miss out on a significant refund that requires minimal effort to collect.... Read More
Business owners and leaders typically put in more than their fair share of hours to guide their companies to success. They’re also focused on making the most of the rewards they receive for that hard work. This time of year, many take time to study and adjust their personal investment portfolios.... Read More
If you follow economic news, you’ve seen plenty of debates about whether the United States is slipping into a recession. Bankers generally steer clear of media hype and talking heads. Instead, we study economic factors to detect worrisome trends.... Read More
Typically, the more your business grows, the more complex your finances become. Even the most diligent owner or CEO may find it increasingly difficult to get a quick measure of their company’s health. That’s when it pays to go back to your Accounting 101 class and renew your acquaintance with some handy benchmarks.... Read More
You’ve probably heard the old saying that the only way a bank will lend money is if you can prove you don’t really need it. The business loan underwriting process can seem frustrating, but there’s good reason behind it and ways you can help it move more quickly.... Read More
If you’re like most people, you think of your local bank as a place to safeguard what you’ve earned and borrow more when you need to. That’s accurate, but the most important role banks play in your community is generating money.... Read More
As if the nation’s economy wasn’t volatile enough thanks to the COVID-19 pandemic, we’ve started hearing anxiety about inflation. Recent jumps in consumer and commodity prices seemed to catch the expe... Read More
