Companies can create valuable products for their customers using AI, but how can they achieve consistent profitability? If you use AI, are you paying for it? Why is AI so costly to provide? Will AI go away if companies providing the service can’t make a profit? ... Read More
How does inflation affect the rate at which you save for retirement? How does it reduce the value of your existing savings? How can you prepare for the future and respond optimally?... Read More
The federal funds rate is the interest rate the Federal Reserve allows banks to charge for lending to and borrowing from each other overnight. While the federal funds rate does not directly impact the average person, its indirect effects can be dramatic especially in today’s complicated economic times.... Read More
Shortages of workers, like a shortage of any good or service, can have rippling effects on our economy. What is the status of our workforce and what does the future hold? ... Read More
During the recent political campaign, President-elect Donald Trump discussed putting tariffs on many of the United States' major trading partners, as close in proximity as Mexico and Canada and as far-reaching as China and Europe. The effectiveness of tariffs is hotly debated, while some of its impacts are clear and obvious. What are those impacts? ... Read More
The Russo-Ukrainian War has been ongoing for nearly a decade, but Russia's invasion of Ukraine in 2022 increased the scale of the war dramatically. Now that two and a half years have passed, we are getting a good understanding of the war's economic consequences.... Read More
There are many risks associated with investing in China. Like all investing decisions, it comes down to whether the potential gains outweigh the risks. Understanding the risk/reward profile is an important first step.... Read More
Since the beginning of 2021, the median family income has increased by 1.37%. In that same 3-year period, inflation has increased by 17.83%, with single-family housing prices increasing by 25.65%. This has caused an increase in the down payment required for a home and a surge in monthly mortgage payments.... Read More
