Changing jobs can be an exciting yet stressful time in your life. Even though managing your finances may not be on your priority list, it is important to devote time to planning. And when it comes to your company-sponsored retirement plan, there are a few things to consider.... Read More
As we are nearing the end of Spring Break travel, most of you probably noticed how expensive it was this year! According to Bloomberg, the average spring break trip now costs more than $8,000. This is about double what you would have paid in 2019.... Read More
Between now and April 15th, millions of taxpayers can make a 2024 or 2025 IRA contribution. With the tax deadline approaching for 2024 contributions, understanding the nuances of Traditional and Roth IRAs can potentially lead to tax savings.... Read More
When reviewing your company retirement plan’s investment options, you’ve probably seen the list scattered with funds with a date in the title. These are called target date funds—sometimes called “lifecycle” or “age-based” funds. So, what are target date funds? And should you invest in one?... Read More
After disruption caused by the COVID-19 pandemic, the new and used car markets continue to improve, but one seems to be improving quicker.... Read More
On January 10, 2024, the Securities and Exchange Commission (SEC) approved listing eleven spot Bitcoin ETFs. This paved the way for easier access to investing in Bitcoin. But what are spot Bitcoin ETFs? And should you use them in your portfolio?... Read More
It's no secret that the housing market is experiencing spooky times, with home prices around all-time highs and mortgage rates at multi-decade highs. This isn't good news if you are looking to buy a home right now, especially if you are a first-time home buyer. ... Read More
Your employer has a plan to provide a portion of your compensation via company stock. Is this a good deal? It can be! However, it is important to familiarize yourself with how the different forms of equity compensation work in order to maximize your potential return and minimize your tax implications. Let's examine a couple of common company stock compensation plans.... Read More
The strength of the consumer is a vital part of economic growth in the United States. Over 70% of the U.S. economy, as measured by GDP, is based on personal consumption. Therefore, studying the consumer's habits—how much we spend, save, and borrow—can help provide a sense of the short-term direction of the economy. So how strong is the U.S. consumer right now? ... Read More
Last year, a spike in inflation caught the attention of investors (and the Fed). As a result, many Bitcoin enthusiasts were excited about the opportunity to prove the coin’s value against inflation as “digital gold.”... Read More
