Do open enrollment decisions have you feeling overwhelmed? The decisions you make during this window may affect your finances all year. Here are several widely offered benefits and planning opportunities worth your attention.... Read More
Paying tuition doesn't have to be complicated. Here are practical tips to make your first bill, and the ones coming after, as smooth as possible. ... Read More
As a newlywed, figuring out life insurance with your partner can be confusing, but it’s also a key part of protecting the life you’re newly building.... Read More
Thinking about your retirement? Recent legislation made catch-up contributions for retirement savings even sweeter, albeit even more confusing!... Read More
Proactively creating an estate plan is an act of love for yourself and others. It provides peace of mind while ensuring your wishes and legacy are honored. But if you feel creating an estate plan might be too difficult or costly, start by thinking through and answering these four foundational questions.... Read More
The Federal Trade Commission (FTC) reported that social media was the most common contact method for fraud in 2024 for those under age 70 and phone calls for those over age 70. Other types of fraud include online shopping, business and government imposters, investment advice, and job or employment agency scams.... Read More
Making the optimal employee benefit elections can mean protecting your family in case something unexpected happens; improving your overall long-term financial security; and saving you money!... Read More
Giving financial gifts during one’s life means benefiting family members sooner rather than later, along with the added enjoyment of witnessing the impact on others. Awareness of gift tax rules is imperative when structuring a strategy. Whether gifting to adult family members or children, there are many ways to find a balanced approach to transferring assets.... Read More
Medicare is the health insurance program offered by the U.S. government to citizens aged 65 and older who are eligible based on their Social Security earnings record or their spouse's eligible earnings record. Medicare Part A, referred to as hospital insurance, is typically free. Medicare Parts B and D, which cover medical services and prescription drugs, come at a cost. ... Read More
A common question heard by advisors as clients age is, “Should I add my adult child’s name to the title of my home?” While adding someone to the title of a home is a strategy, there are several downsides to keep in mind and alternative methods to consider.... Read More
