Abby Presley

Catch-up contribution madness

Thinking about your retirement? Recent legislation made catch-up contributions for retirement savings even sweeter, albeit even more confusing!... Read More

Estate planning doesn’t have to be scary. Here’s where to begin

Proactively creating an estate plan is an act of love for yourself and others. It provides peace of mind while ensuring your wishes and legacy are honored. But if you feel creating an estate plan might be too difficult or costly, start by thinking through and answering these four foundational questions.... Read More

Are you protecting your identity?

The Federal Trade Commission (FTC) reported that social media was the most common contact method for fraud in 2024 for those under age 70 and phone calls for those over age 70. Other types of fraud include online shopping, business and government imposters, investment advice, and job or employment agency scams.... Read More

Open enrollment excitement!

Making the optimal employee benefit elections can mean protecting your family in case something unexpected happens; improving your overall long-term financial security; and saving you money!... Read More

Family gifting strategies

Giving financial gifts during one’s life means benefiting family members sooner rather than later, along with the added enjoyment of witnessing the impact on others. Awareness of gift tax rules is imperative when structuring a strategy. Whether gifting to adult family members or children, there are many ways to find a balanced approach to transferring assets.... Read More

Medicare surcharge for high income earners

Medicare is the health insurance program offered by the U.S. government to citizens aged 65 and older who are eligible based on their Social Security earnings record or their spouse's eligible earnings record. Medicare Part A, referred to as hospital insurance, is typically free. Medicare Parts B and D, which cover medical services and prescription drugs, come at a cost. ... Read More

Pros & cons: Co-ownership of your home

A common question heard by advisors as clients age is, “Should I add my adult child’s name to the title of my home?” While adding someone to the title of a home is a strategy, there are several downsides to keep in mind and alternative methods to consider.... Read More

Energy efficiency incentives available

Did you know federal income tax credits and incentives are available for energy-efficient home improvements? The new program created within the Inflation Reduction Act, passed last summer, is (partially) live. Don’t pass up the thousands of dollars the program could save you!... Read More

Who are your beneficiaries?

When was the last time you updated, or even thought about, the beneficiary designations listed on your retirement accounts, life insurance, or annuity contracts? If you don’t remember, it’s time for a review!... Read More

Options for charitable giving

Philanthropic giving by Americans in 2021 totaled nearly $485 billion!  Of that amount, individuals like you gave 67% or $327 billion.  Question:  Are you using the best strategy and getting the most “bang for the buck” when donating to your favorite charity?... Read More