How will AI impact your personal finances?

Artificial Intelligence technology is quickly becoming the biggest disruptor across all industries. ChatGPT brought AI to the mainstream.  Rapid advancements in these chatbots have captured the attention of everyone from higher education to B2B technology companies to government regulators. We are still in the early stages of AI development and application, but how will it impact you? More specifically, how will AI impact your finances? ... Read More

Embracing consumer data privacy

Indiana recently became the seventh state to enact a comprehensive data privacy law. The General Assembly passed the legislation unanimously, and it has now been signed into law by the Governor.... Read More

Preparing for success: Navigating personal planning before a liquidity event

Entrepreneurs and startup founders often concentrate solely on their business ventures and neglect crucial aspects of their personal and financial well-being. This lack of preparation can lead to negative outcomes when it comes time for an exit event. To avoid these potential consequences, it's important to consider the following key steps well ahead of time, ideally at least one to two years prior to a liquidity event.... Read More

A historic state budget for housing

As he signed Indiana’s next biennial budget hours after it passed the General Assembly, Gov. Holcomb remarked, “(This) isn’t just your average, ordinary, typical, two-year budget…it is a generational impact budget.”... Read More

How strong is the U.S. consumer?

The strength of the consumer is a vital part of economic growth in the United States. Over 70% of the U.S. economy, as measured by GDP, is based on personal consumption. Therefore, studying the consumer's habits—how much we spend, save, and borrow—can help provide a sense of the short-term direction of the economy. So how strong is the U.S. consumer right now? ... Read More

Which side are you on?

We've been asked to "choose a side" since childhood. It may have been on the playground or in a friendly relationship. What happens when neither of those sides is what we seek, support, or can be trusted to be accurate? It calls for critical thinking, consideration of unbiased perspectives, and greater objectivity. Our society could use more of those qualities in today's discourse and deciding where to expend our valuable resources.... Read More

Employees as owners? Works for us!

“My staff would care about their jobs more if they knew what it felt like to be in my shoes," said every business owner at least once. What if you gave your employees the chance to feel an ownership stake by providing them an ownership stake in the company? We did and its working.... Read More

CDs: Guess who’s back

With its aggressive rate hikes in 2022 and continued moderate hikes in 2023, the Fed has raised rates to the point where investors can now find yield without taking on too much risk. The days of earning 0% yield on bank accounts and not much more on conservative bonds are behind us for the moment. So what does that mean for investors?... Read More

Should you rebuild or remodel your website?

Business websites are a lot like homes. We devote a considerable amount of thought, time, and effort to building or buying the perfect one. And moments after we settle in, we notice imperfections we’d really like to change.... Read More

Tax refund: Save or spend?

When planning for taxes, most of us target (or hope!) for a small refund or a small tax bill. However, you might receive a larger-than-expected refund for any number of reasons. So what should you do with your windfall? ... Read More

Follow the jobs: Sustainability leadership rises among Indiana manufacturers

One way to understand what an industry values is to look at hiring trends. In Indiana’s advanced manufacturing industry, that approach would suggest that sustainability leadership is increasing in value. Over the last five years, the number of sustainability-related jobs in Indiana has risen steadily, with manufacturers posting more sustainability positions than any other industry sector.... Read More