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updated: 2/8/2007 1:11:57 PM
Indiana House Approves Identity Theft Protection Plan
The Indiana House has unanimously approved an identity theft protection plan. House Bill 1082 allows consumers to prevent access to their consumer credit report by requesting that a consumer reporting agency place a freeze in the credit file. Consumer reporting agencies would be required to develop a secure procedure for releasing the information by September 1, 2008.
Source: Inside INdiana Business
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Press Release
(STATEHOUSE) Feb. 7, 2007 – State Representative Jon Elrod (R-Indianapolis) had his identity theft protection plan pass the House of Representatives today by a vote of 98-0. The initiative allows consumers to prevent access to their consumer credit report by requesting that a consumer reporting agency place a freeze in the credit file. HB 1082 fulfills one of the 12 House Republican initiatives pledged to Hoosiers over the summer. Many of the proposals in HB 1082 were contained in HB 1609, which was authored by Rep. Elrod.
“It is important that we provide more protection for consumers,” said Rep. Elrod. “Identity theft crimes have been rapidly increasing in the last few years. This measure would empower consumers to be able to take an extra step to protect themselves.”
HB 1082 prohibits a consumer reporting agency from releasing any information from a credit file that is subject to a security freeze, unless the consumer requests the release of the information. Licensed insurers and utilities may receive information from a credit file that is subject to a security freeze.
Identity theft is the fastest growing crime in the nation. In the past few years, the General Assembly has enacted provisions to protect social security numbers and to require government and businesses to alert consumers of breaches in secure personal information. This initiative, modeled after Utah’s law, will actually give consumers the power and ultimate control over their identity by allowing them to govern who has access to their credit report and when.
Consumer reporting agencies will be required to develop a secure procedure for releasing the information, no later than September 1, 2008. The authorization process will need to take 15 minutes or less so information from a credit file subject to a security freeze can be released or the security freeze can be removed.
For more information, please contact State Representative Jon Elrod at the Statehouse, 200 W. Washington St., Room 401, Indianapolis, IN 46204, 1-800-382-9841, h97@in.gov.
Source: Indiana House Republican Caucus
